 Since 1985, Joint Insurance Funds (JIFs) have provided an opportunity for like minded entities to join together, build and direct an insurance program that fits their unique needs.
Founded in 2009, with 9 charter members, the First Responder Joint Insurance Fund (FIRST) is controlled and operated by its members. Each member appoints a representative (fund commissioner) to meet annually as a General Fund that elects an Executive Committee. The Executive Committee meets regularly to make decisions regarding the Fund's operation.
Fund Professionals are contracted by the Fund allowing for savings on professional services through a competitive bidding process. All professionals support the concept of self-insurance and members' risk management activities as these are necessary elements of success.
FIRST utilizes Risk Management Consultants (RMC) to act as a bridge between the Fund and the individual member. The RMC coordinates with the member on matters relating to the Fund's operation and success.
FIRST’s goals include:
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